Personal Finance, Financial Planning Advice and Money Saving Tips

Mortgage / Mortgage Rates

Refinance to reduce mortgage stress

A refinance of your loan may be an option that will assist in relieving this stress. As a matter of course you should review your home loan terms and conditions

The Federal Reserve and mortgage rates, not what you think!

Over the last month you have seen the news about the Federal reserve cutting the interest rates. Every time this happens I get hundreds of calls, from old clien

The Federal Reserve and mortgage rates, not what you think!

Over the last month you have seen the news about the Federal reserve cutting the interest rates. Every time this happens I get hundreds of calls, from old clien

The Down Payment: Mortgage basics

down payment is money that the buyer must pay up front to buy a home. When a person takes out a mortgage the lender or bank in almost all cases will require tha

What Is The Exact Definition Of Debt Relief?

This question has been asked recently and we've found it to be very interesting. There are many alternatives offered under the title debt relief and there is no

Risks Of Interest Only Mortgage Loans

For those who can't afford the monthly payments of a regular mortgage loan, the loan industry has created Interest Only Mortgage Loans. The borrower needs only

Small Print Tricks On Unsecured Personal Loans

Sometimes, due to being in a hurry, people sign a personal unsecured loan contract without paying much consideration to what they are actually signing. It is im

Variables That Turn You Into A Bad Credit Applicant

Many people get surprised when they see that their credit score is too low for them to obtain a loan or credit card from traditional sources. And many wonder wh

How To Get Rid Of A Hard-To-Sell Property?

You can't sell a property and you just don't know why you keep getting turned down? You may be surprised to know that this is not an uncommon problem. There are

Ownership Helps Home Loan Approval!

Those who are homeowners have special benefits when applying for a home loan. Lenders tend to like homeowners as clients since they believe them to be low risk

Don't Let Bankruptcy Stop You From Getting A Loan!

Bankruptcy can get in your way when searching for finance. Once a lender reads bankruptcy on a credit report, he is scared away immediately. Yet, there is no re

Cash Advance Loans: Buy Tickets in Advance and Save Money!

I'm going to tell you my experience with airline tickets and cash advance loans and explain why cash advance loans are an excellent tool for saving money even i

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